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The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya
fi nancial access spillovers social insurance
2015/7/17
The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within socia...
Savings in Transnational Households:A Field Experiment Among Migrants from El Salvador
Migration Remittances Intrahousehold Allocation Savings Immigration Diasporas
2015/4/29
While remittance flows to developing countries are very large, it is unknown whether migrants desire more control over how remittances are used. This research uses a randomized field experiment to inv...
Saving More to Borrow Less:Experimental Evidence from Access to Formal Savings Accounts in Chile
Saving Poverty Borrowing and Debt Chile
2015/4/28
Poverty is often characterized not only by low and unstable income, but also by heavy debt burdens. We find that reducing barriers to saving through access to free savings accounts decreases participa...
Monetizing Tax Credits & Above the Line Savings Opportunities
profit tax credits receive monetary value income tax return
2011/8/23
The article explains how to profit from monetizing tax credits, an opportunity to receive monetary value for underutilized tax credits that a taxpayer would otherwise be required to apply to its incom...
Implications of the Financial Crisis on Retirement Savings and Planners
Financial Crisis Retirement Savings Planners
2011/8/20
The article presents an analysis of the repercussions of the global financial crisis in terms of financial planning, focusing on the issue of retirement income planning. It is noted that the majority ...
Inequality reversal: effects of the savings propensity and correlated returns
Inequality reversal effects savings propensity correlated returns
2010/10/20
In the last decade, a large body of literature has been developed to explain the universal features of inequality in terms of income and wealth. By now, it is established that the distributions of in...