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Although benefits vary, for many 20-year employees aged 55, a private pension and social security would replace about one-half of the worker's pre-disability earnings.
Most private pension plans offer a lifetime minimum annuity to surviving spouses of about two-fifths of a worker's accrued benefits; however, many spouses may receive a smaller share, or may not be co...
Forty percent of pension participation had plans providing benefit increases for retirees during 1978-81; increases were usually less than half the rise in the Consumer Price Index.

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