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The European sovereign debt crisis has impaired many European banks. The distress on the European banks may transmit worldwide, and result in a large-scale knock-on default of financial institutions. ...
A bank determines whether potential borrowers are creditworthy, that is, whether they meet the bank’s credit or lending standards. In making this determination, each bank is in competition with other ...
The purpose of this study is to update previous studies ([1], [2], [3], [4], [5], [7], [8]) using new data where possible and updated data series to resolve open issues relating to the regulatory and ...

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